Attorney John Fisher-Pittston, Pennsylvania-The Law Office of Attorney John Fisher
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The Law Office of Attorney John Fisher LLC in Pittston, Pennsylvania

About Bankruptcy Law

Bankruptcy Petition Form-Pittston, Pennsylvania-The Law Office of Attorney John Fisher
Under federal law, you can receive financial relief by filing a Chapter 7 or a Chapter 13 bankruptcy in Pennsylvania. Each type of filing has advantages and disadvantages to the consumer. Therefore, understanding the basics of both types of bankruptcy filings can help you decide which type is right for your financial situation.


THIS IS AN ADVERTISEMENT. The Law Office of Attorney John Fisher LLC a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Work may be performed by other attorneys. Fee includes court costs, attorney fees and case expenses for Chapter 7 bankruptcy.

Chapter 7 Filing

A typical Chapter 7 filing can be closed within four to six months of opening the case. Once the case has concluded, the debtor emerges debt-free with the exception of certain nondischargeable debts, such as student loans, child support payments and recent taxes. You may also retain mortgage and auto loan payments under this type of filing. Though the debtor can lose property when filing a Chapter 7, most do not unless the property is determined to be non-exempt. The court allows the debtor to retain necessities under a Chapter 7 filing, and as the debtor, you are not required to pay back any of your discharged debt. However, if your income is substantial, you may be required to file a Chapter 13, also known as a debt restructuring, instead.

Chapter 13 Filing

Under a Chapter 13 filing, you and your attorney propose a debt repayment plan. A Chapter 13 bankruptcy can allow you to keep your home if you are facing foreclosure by repaying arrearages through your Chapter 13 plan.
When you retain the Law Office of Attorney John Fisher LLC to represent you for your bankruptcy filing, you will receive the personal attention that you deserve. We understand that every person's bankruptcy filing is unique, so we take the time to thoroughly understand your financial situation. We will then assist you with choosing the path that is right for you and your family.